Refinance Calculators
Are you thinking about refinancing your home? A refinance lets you use your home's equity to invest in your future.
Analyzing the numbers is the only real way to determine if refinancing your home at this point is a good financial choice. If interest rates decrease over time to a level that is lower than your current mortgage rate, the time to refinance may be now. Or maybe you are interested in taking cash out of your home's equity for debt consolidation or home improvement.
How Much Can I Borrow?
Please provide your annual income and we will calculate the maximum amount you can potentially refinance. This calculator assumes that the loan-to-value of your refinance will not exceed 80%.
What's My Monthly Payment?
Enter how much you would like to borrow to determine your monthly payment. NOTE: this amount reflects principal and interest, not taxes and insurance.
Refinance Payback
Use this calculator to analyze how long it will take to realize savings if you choose to refinance. NOTE: This calculator only considers savings you may realize paying off your current mortgage, and does not consider possible savings from debt consolidation.
Reduce Your Term
Do you want to know how much you'll save in the long run by refinancing your home loan right now? We can help - just fill in the fields and find the answer.
